Find your remaining loan balance at any point during your mortgage term. Critical for sellers, divorcing homeowners, and anyone refinancing or paying off their loan early.
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Find your remaining loan balance at any point during your mortgage term. Critical for sell...
*Estimate based on standard amortization. Contact your lender for an official payoff quote.
Your mortgage payoff amount is the total needed to fully satisfy your loan — including principal balance, accrued interest, and any applicable prepayment penalties. This differs from your current statement balance because interest accrues daily. Before selling a home, divorcing, or refinancing, you need an accurate payoff figure. This calculator uses standard amortization to estimate your remaining balance at any point in your loan term.
When selling a home, your real estate attorney will order an official payoff statement from your lender — a legally binding figure that includes per-diem interest through a specific payoff date. In divorce proceedings, your attorney will use the payoff amount to determine each spouse's equity share and structure the property settlement agreement.
📧 Contact an AttorneyEverything you need to know about mortgage payoff in real estate transactions